TMG The Mortgage Group Atlantic Inc.
Your Mortgage Expert
Simplifying Mortgages
I’m an award-winning mortgage broker based in St. John’s, Newfoundland, helping clients across our beautiful province navigate their mortgage options with confidence. Buying a home, renewing a mortgage, or making changes to your finances can feel overwhelming, especially when the information is unclear. My goal is to simplify the process, explain things in plain language, and make sure you always understand your options before making a decision. I focus on thoughtful advice that fits your life, not just the numbers. Whether you are purchasing your first home, refinancing to improve cash flow, or planning your next move, I take the time to understand your goals and guide you through each step with care. From our first conversation to closing day and beyond, you can expect clear communication, honest guidance, and a supportive experience you can feel good about.





  • I Put Clarity First
    Mortgages can feel confusing, especially when the information is rushed or overly technical. I take the time to explain your options in plain language, answer questions honestly, and make sure you feel confident before moving forward. You will always understand what you are choosing and why it makes sense for you.
  • I Offer Guidance That Fits Real Life
    Every client’s situation is different. Whether you are buying your first home, refinancing, or growing your rental portfolio, I focus on solutions that align with your goals, budget, and long-term plans. There is no one-size-fits-all approach here.
  • I am Local and Invested in Your Success
    As a mortgage broker based in Newfoundland and Labrador, I understand the local market and the realities of homeownership in our communities. I work closely with a wide range of lenders so I can advocate for you, keep the process smooth, and support you throughout each stage of hoe ownership.
Why Should You Use My Services?
If you want clear answers, thoughtful guidance, and a mortgage plan you can feel confident about, you’re in the right place. I make the process simple, explain your options in plain language, and support you from the first conversation through closing and beyond. If you’re ready to get started or just want clarity on your next step, let’s connect and talk it through.
 
Think Outside the Branch for Your Mortgage
Purchase
Buying a home is exciting, but it can also feel overwhelming. I help you understand what you can afford, walk you through each step, and make sure there are no surprises along the way. Whether it’s your first home or your next one, you’ll feel prepared and confident from offer to closing.
Renew
When your mortgage is coming up for renewal, you have more options than you might think. I help you review your current mortgage, explore alternatives, and choose a path that aligns with your goals. Even if your lender has already reached out, it’s worth having a conversation.
Refinance
Refinancing can be a great way to improve your cash flow, consolidate debt, or make your mortgage work better for your life. I take the time to review your situation and explain your options clearly, so you can decide if refinancing makes sense and what the next step should be.
Get started with your application now!
This is the exciting part. Getting started helps us turn your goals into a clear plan and sets everything in motion. The application is simple, there is no obligation, and you can complete it at your own pace. When you are ready, take the first step and let’s move you closer to your next milestone.
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
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